商务英语口语会刊 NO.106

　　法律事务——保险（1）
　　1.Auto insurance 汽车保险
　　A: I heard that you bought a new car. Did you get your auto insurance?
　　B: Actually I bought a new used car. Yes, I did.
　　A：我听说你买了一辆新车，你买了汽车保险吗？
　　B：其实我买的是一辆新的二手车。是的，我买保险了。
　　2.Beneficiary 受益人
　　A: Who is the beneficiary?
　　B: My husband.
　　A：受益人是谁？
　　B：我丈夫。
　　3.Co-pay 自付率
　　A: How much is the co-pay for this medical insurance?
　　B: $10 for office visit, and 20% for other expenses.
　　A：这种医疗保险的自付率是多少啊？
　　B：门诊10美元，其他费用自付20%。
　　4.Coverage 保险范围
　　A: What is the coverage of the plan?
　　B: It covers most medical expenses at 80%, expect pre-existing conditions.
　　A：这种保险的投保范围是怎样的？
　　B：保大多数医疗费用的80%，不包括投保前发生的老病。
　　5.Dental insurance 牙保险
　　A: Is the dental insurance separated from the medical insurance?
　　B: It is in the United States.
　　A：牙保险和医疗保险是分开的吗？
　　B：在美国是这样的。