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留学省钱小招

2013-01-13来源:互联网

 留学省钱小招

One of my earliest memories of America is my first trip to a Walmart. Not just any Walmart, but a suburban behemoth that seemed to go on endlessly. The varieties of candy inside seemed even more infinite; stacks upon stacks of giddily colored boxes describing the sugary goodness they held. But - and here's the point of this story - I could only ever pick one.
我对美国的早期记忆之一,就是第一次逛沃尔玛(Walmart)的经历。那可不是随便的一家沃尔玛超市,而是一个位于市郊的庞然大物。它似乎无边无际,里面糖果的品种也仿佛不计其数;一堆堆彩色的盒子让人眼花缭乱,告诉人们里面装着味道甜美的好东西。但是,正如这篇文章的核心观点所言,我总是只能选择一样。

During my years at N.Y.U., I've realized that in a city like New York, there is never an excuse to be bored. From the traditional (restaurants and movies), to the moderately new (Shakespeare in the Park and outdoor performances), to the really wild (mixology and trapeze classes), there is no limit to the options available.
在纽约大学(N.Y.U.)念书期间,我认识到,在纽约这样一座城市,永远都没有感觉无聊的理由。从传统的(餐厅和影院)到比较新潮的(公园里的莎士比亚戏剧演出和户外表演),再到十分疯狂的(调酒课和空中吊杆课),选择是无穷无尽的。

There is, however, a limit to your budget. Especially as a student, especially recently.
然而,你的预算却是有限的。尤其是作为一个学生,而且最近。

With heady independence comes the need to manage money responsibly. Americans like to live large (ask for a "small" Coke at a movie theater, and you'll see what I mean), and money will slip through your hands with the greatest of ease. Here are a few ways to ensure that that doesn't happen.
获得独立虽然让人兴奋,但随之而来的是,我们要负责管理自己的财务。美国人喜欢大手大脚地生活(去电影院的时候要一杯“小”可乐,你就会明白我的意思),钱不知不觉地就从你的指缝中溜了出去。以下的几条建议,能保证类似情况不会发生。

Budget
做好预算。

Most students, like me, usually have only a very general sense of how they spend their money. It's easy to remember that one big expense, but students sometimes don't realize that the smaller daily expenditures can really add up. Recording your major daily expenses (food, travel, entertainment, etc.) takes only a few minutes and will help you keep track of your money.
像我一样的大多数学生,对自己所花的钱只有一个大致概念。记住一项大宗支出比较容易,但有时候,同学们并没有意识到,小额的日常支出也能积少成多。把你主要的日常支出记录下来(食物、交通、娱乐等),只需要花费几分钟,却会帮你了解自己的财务状况。

EducationUSA runs a series of webinars that cover the Five Steps to U.S. study, one of which specifically discusses the planning of a student budget.
“留学美国”(EducationUSA)组织了一系列网络研讨会,讨论了“留学美国的五个步骤”(Five Steps to U.S. study),其中一项特别讨论了学生的预算规划。