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想变富?先学学有钱人的10种思维方式!

2014-06-18来源:lifehack
6. They diversify their income.
有钱人保持收入多样化。

Nothing will make you feel more secure at work than having another stream of income, and it will help your bank account, too. Having a few side hustles will make your bank account grow—and it gives you less time to spend your money, which increases your savings.
工作时账户里还能增加额外收入?再没什么能比这个更令人心安了吧?赚点外快可以充实银行账户,不仅缩减花钱时间,还能增加存款!

7. They aren’t afraid to get help.
有钱人不羞于请人帮忙。

It could be your brother, your sister, or even your best friend’s parents, but you should find someone who you think handles money well, and ask them how they do it. Also, there are a ton of great online resources you should check out. In addition, you can go to financial planners and find out what they suggest. You’re probably not going to find all your answers in one spot, and that’s fine. Just keep searching until you find something that works for you.
不论是兄弟姐妹还是好朋友的父母,你应该找一个善于理财的人,然后向他讨教。另外,网上也有很多不错的资源,查查看吧。而且,你还可以选择理财规划师,听听他们的建议。或许你无法一下子就得到所有答案,但也别太介意,只要坚持探索直到找到适合自己的方式就行。

8. They figure out goals for their money.
有钱人有自己的财富目标。

You need goals. You need something to strive for at every step of your financial journey. Are you working on getting out of debt? Then you should have a big “get out of debt goal.” You should also break down your big goal into smaller pieces. For example, “pay off a credit card, pay off $5,000 in student loans, or pay off half of your car.” By making these smaller goals you will stay motivated to getting to your bigger goal.
你需要目标。在理财过程中,你需要有个东西不断鞭策你。在努力还债吗?那你应该定一个远大的摆脱债务目标。同时,你应该把大目标分成无数小目标。比如,“还信用卡、还5000美元的学生贷款,或付清一半车贷”。实现小目标后,你会更有动力去实现大目标。

9. They realize getting rich is a process.
有钱人懂得积累财富需要过程。

It’s not going to happen overnight, but by making a plan and sticking with it, you will eventually get there.
你不可能一夜暴富,但如果制定计划并坚持执行的话,最终你会变富有的。


10. They don’t want what other people have.有钱人不稀罕别人的东西。

You know the couple with the amazing house? You know the girl with the awesome car? Most of them aren’t rich. They may have good incomes, but they’re most likely buried in payments. Trying to get these things will make you the same way. You will be buried in payments, but you won’t be making progress on your net worth. Decide what you want more, wealth or things?
你认识一对有大房子的夫妇,或知道某个女孩开着豪车?这种人大部分都不算有钱。他们或许有不错的收入,但也极可能欠了一屁股债。如果你也置洋房买豪车,肯定也会落到那个下场——债务缠身,个人净值毫无提升。想清楚自己更想要什么:财富还是物质享受?