新冠病毒可能永久性的改变保险业

insurance – n. an agreement in which a person makes regular payments to a company and the company promises to pay money if the person is injured or dies, or to pay money equal to the value of something (such as a house or car) if it is damaged, lost, or stolen

broker(s) – n. a person who helps other people to reach agreements, to make deals, or to buy and sell property, such as stocks or houses

niche – n. the situation in which a business's products or services can succeed by being sold to a particular kind or group of people — usually singular

pandemic(s) – n. an occurrence in which a disease spreads very quickly and affects a large number of people over a wide area or throughout the world

lockdown(s) – n. a state of isolation or restricted movement established as a security measure

source(s) – n. someone or something that provides what is wanted or needed

interruption – n. the act of causing something to stop happening for a time

exemption(s) – n. the process of freeing or state of being free from a requirement or liability forced on others

management – n. the act or skill of controlling and making decisions about a business, department or sports team

calculating – v. getting a general idea about the value, size, or cost of something