每天说半小时英语口语049

49.Bank 银行（上）

1.A current account,please.

2.I want to deposit 150 dollars in my account.

3.I 'd like a deposit account.

4.How do we open a current account?

5.I'd like to know my balance,please.

6.What's the interest rate for the savings account?

7.The interest rate for the savings account is 4.5%.

8.Could you explain the different accounts you offer?

9.Please sign your name on this form.

10.Please fill out these forms and sign your name.

Dialogue One

A:I want to open a saving account,sir.What's the proper procedure?

B:First,you fill out the application form and then we'll issue you a passbook.

A:Is there any minimum for the first deposit?

B:No,Even a dollar is all right.Here's your passbook,sir;just sign your name on it.

A:What is the annual interest rate?

B:It varies from time to time.At present it is 6%.

A:By the way,can I open a checking account too?

B:By all means.But you have to deposit enough money before you can write out your checks.

Dialogue two

A:Morning.May I help you?

B:Yes.I'd like to open an account that enables me to draw money easily.

A:Well,in that case,I think a checking account may be more convenient for you.However,there's a service charge.

B:How much is the service charge?

A:One percent.

B:Sounds reasonable.Will 300 dollars be enough for a minimal deposit?

A:More than enough.Please fill in this form.

B:Anything else?

A:Your passport,please.

Dialogue Three

A:Good moming,sir.What can I do for you?

B:Good moming.I would like to open a new account.I want to deposit 500 dollars.

A:Very good,sir.What kind would you like?

B:Could you tell me how many kinds there are in your bank?

A:Besides the checking account,there's a monthly savings account and a daily interest account.

B:Oh,I think I'd like to take the monthly savings account then.

A:Would you fill out this form?

B:OK.Here you are.

A:All right.And here's your deposit book.

B:Thank you.Goodbye.

A:Goodbye.

开户

Yesterday Cathy went to the bank.She asked the bank manager about savings account.She decided to open a savings account.That means she can deposit or withdraw her money at any time.First she signed a signature card.The signature card shows the bank how she signs her name.On the signature card she printed her name,address,home phone number,social security number, driver's license number,date of birth,occupation,and her employer's name and address.Cathy deposited $1000.The bank manager gave her her account number for her new savings account.

　　Bank　银行（下）

1.How do you wish to draw your money?

2.How much do you want to change?

3.How would you like it?

4.What kind of currency do you want to change?

5.In fives,please.

6.How should I give it to you?

7.In what denomination?

8.Give me some small notes,please.

9.I want to withdraw some money from my current account,please.

10.I'd like to buy a bank draft.

11.Can I cash a check here?

12.Could you cash this traveler's check,please?

13.Here's your passbook.

14.Do you have your passport with you?

15.Could I see your ID card,please.

Dialogue One

A:May I help you?

B:I'd like to withdraw some money.

A:Please fill in the slip,stating the exact amount you wish to withdraw.

B:All right.And here's my bankbook.Is that all?

A:Your ID card,please.

B:Oh,yes.Here it is.

A:Do you want large ones or small ones?

B:Four in hundred,one in ten,please.

A:Wait a minute,please....Here's the cash.

B:By the way,I'd like to change some U.S. dollars to pounds and I want to know today's exchange rate.

A:Well,sir.According to today's exchange rate,every pound in cash is equivalent to 1.89 U.S. dollars.How much would you like to change?

B:I want 100 pounds.And here are 189 U.S. dollars.

A:...OK.And here's your money.

B:Thank you.And goodbye.

A:Goodbye.

Dialogue Two

A:May I help you?

B:I'd like to cash this check,please.

A:Do you have an account with us?

B:Yeah.Here's my identification card.

A:Do you want large or small bills?

B:Actually,I want to buy some traveler's checks.

A:What denomination?

B:Twenties would be fine.

A:Do you want the whole amount in traveler's check?

B:Yes,please.

Dialogue Three

A:Can I help you,sir?

B:Uh,yes.I'm going to the States and I need some traveler's checks.

A:All right.How much do you need?

B:One thousand U.S. dollars.

A:One thousand U.S. Mm hmm.And are you going to pay cash?

B:Oh,no.I want to withdraw from my U.S. dollars savings account.

A:All right.Now can I have your passbook?

B:Right.Here it is.

A:Thank you.And what amounts do you want the checks in?

B:Mm.In hundreds,please.

精打细算

Do you want to save money?You can make a budget and save money.It's important to know how much money you spend a month.Some expenses are the same every month,for example,rent,car loan payments ,and car insurance.But some expenses change every month.For example,Let's say during the winter you use a lot of gas to heat your home.Then your gas bill is very high.In the summer you don't heat your home.Then your gas bill is low.You spend a different amount each month on gas for your home.

It's important to save money for emergencies.Let's say you and your husband or wife work.Your husband or wife has an accident and can't work for two months.What can you do?How can you pay your bills?You can save money every month for emergencies.It's important to include money for emergencies in your budget.