英语日常口语学习(mp3+lrc字幕)58.At the Bank在银行

[00:00.00]58    At the Bank
[00:02.85]58 在银行
[00:05.69]I'd like to open an account.
[00:08.78]我想开立个账户
[00:11.86]A:May I help you,sir?
[00:13.64]A:先生,我能帮您忙吗?
[00:15.41]B:I'd like to open an account,
[00:17.33]B:我想开个账户.
[00:19.25]A:What kind of account do you like to open?
[00:21.47]A:您想开什么类型的账户?
[00:23.69]B:I'd like to open a savings account.
[00:25.72]B:储蓄账户.
[00:27.74]You may choose one from....
[00:32.01]您可以从....中选择一种.
[00:36.28]A:Would you please tell me something about time deposits?
[00:39.22]A:您能给我介绍一下定期存款吗?
[00:42.16]It's my pleasure.
[00:43.83]B:我很愿意,
[00:45.51]We offer Time Certificates of Deposit of three,six,twelve-month or three-year maturity.
[00:50.13]我们的定期存款有三个月、六个月、十二个月和三年的
[00:54.75]You may choose one from those.
[00:56.78]您可以从中选择一种.
[00:58.80]A:Thank you.I'd like to deposit $500 for six months.
[01:02.03]A:多谢了,我想存500美元,存六个月.
[01:05.25]Can I renew the certificate on maturity?
[01:09.34]到期我可以续存吗?
[01:13.43]A:Excuse me, my CD(Certifi-cate of Deposit) matures today.
[01:16.46]A:我的定期存款今天到期,
[01:19.49]Can I renew the certificate on maturity?
[01:21.62]我可以续存吗?
[01:23.75]B:Yeah,certainly. You must decide what maturity you wish again.
[01:26.92]B:当然可以,您得决定存多长时间.
[01:30.10]A:I'd like to deposit it for another three years.
[01:32.58]A:我想再存三年.
[01:35.06]What maturities are the most popular?
[01:39.44]哪一种存款期限最受欢迎呢?
[01:43.81]A:Does the interest rate depend on how long you keep the certificate?
[01:46.84]A:利率的高低是否取决于存款时间呢?
[01:49.87]B:Yes,that's right.
[01:51.65]B:是的,您说得对,
[01:53.42]Certificates with the longer maturities bear a higher rate of return.
[01:56.60]期限长的存款利息就多些.
[01:59.77]A:What maturities are the most popular?
[02:02.00]A:哪一种存款期限最受欢迎?
[02:04.24]I think most customers will invest for the one year term.
[02:07.20]B:我想大多娄顾客都会选择一年期存款.
[02:10.17]The interest rate for time deposits is much higher than regular savings accounts
[02:16.39]定期存款的利率比一般的储蓄存款的利率要高得多
[02:22.60]I understand Time Certificate of Deposit pays a higher rate of interest than regular deposits do.
[02:27.13]A:据说定期存款的利率比一般存款高.
[02:31.67]B:That's right.
[02:33.20]B:对,
[02:34.72]The interest rate for time deposits is much higher than regular savings account,too.
[02:38.05]定期存款的利率比一般的储蓄存款利率要高得多
[02:41.38]A:Thank you for your information.B:It's my pleasure.
[02:44.11]谢谢您告诉我这些情况.B:不谢.
[02:46.84]You shouldn't withdraw your funds before maturity date.
[02:51.53]您不该在到期日前提取存款.
[02:56.22]A:What can I do for you?
[02:58.14]A:请问你有什么事?
[03:00.06]B:I have a time deposit here.But it'll mature two months later.
[03:03.14]我这儿有张定期存款单,两个月以后到期.
[03:06.23]I need the money for an emergency. Can I get it out now?
[03:09.36]可我有事急需这笔钱,能现在取款吗?
[03:12.50]A:You shouldn't withdraw your funds before maturity date.
[03:15.37]A:您不该在到期日之前取款,
[03:18.24]If you do,you can not receive the stated interest.
[03:20.97]否则就不能获得原定的利息了.
[03:23.70]Can you cash this check for me?
[03:27.33]你可以为我兑现这张支票吗?
[03:30.96]A:What can I do for you?
[03:32.79]A:我能为你做点什么?
[03:34.62]B:Can you cash this check for me?
[03:36.70]B:您可以为我兑现这张支票吗?
[03:38.78]A:May I ask what you need so much cash for?
[03:41.00]A:请问你怎么需要这么多现金?
[03:43.22]Yes,I what to make a purchase,and it has to be paid for in cash.
[03:46.65]B:噢,我要做一笔大买,需现金支付.
[03:50.09]Where can I exchange my dollars for pounds?
[03:54.57]在哪儿可以将美元换成英镑?
[03:59.05]A:Excuse me,do you exchange foreign monies?
[04:01.71]A:请问你们兑换外币吗?
[04:04.38]B:Sorry,we don't deal in foreign currency.
[04:06.79]B:对不起,我们不经营外币.
[04:09.21]A:Can you tell me where I can exchange my dollars for pounds?
[04:11.92]您能告诉我在哪儿可以将美元换成英镑吗?
[04:14.64]B:You can do it at City Bank.
[04:16.71]B:在花旗银行.
[04:18.77]What's the exchange rate today?
[04:22.35]今天的汇率是多少?
[04:25.93]A:I'd like to exchange some US dollars for RMB.
[04:28.75]A:我想将美元兑换成人民币.
[04:31.57]B:What's the amount you'd like to exchange?
[04:33.79]B:您想换多少?
[04:36.01]A:I'd like to exchangse $100. What's the exchange rate today?
[04:39.29]我想兑换100美元.今天的汇率是多少?
[04:42.57]B:Today's rate for cash purchases is 865.99
[04:46.34]今天的现钞买入价是865.99元
[04:50.12]Renminbi yuan for 100(one hundred) US dollars in notes.
[04:53.09]人民币兑换100美元.
[04:56.07]I'd like to convert the unused RMB back into US dollars.
[05:01.84]我想把没用完的人民币换成美元.
[05:07.62]A:It's very difficult to exchange foreign currencies at the airport,
[05:10.86]A:在机场兑换外币十分困难,
[05:14.10]so now I'd like to convert the unused RMB back into US dollars.
[05:17.43]所以我想在这儿把没用完的人民币兑换成美元
[05:20.76]B:Please fill in the exchange menu as the clerk tells you.
[05:23.58]B:请按这位职员说的填写外汇兑换单.
[05:26.40]A:Thank you.
[05:27.88]A:多谢了.
[05:29.35]What are you going to convert, bank notes or traveler's checks?
[05:35.09]你要兑换什么,是现钞还是旅行支票?
[05:40.82]A:I understand that foreign money can be converted at this bank.
[05:43.80]A:我知道这家银行可以兑换外币.
[05:46.78]That's right.What are you going to convert,bank notes or traveler's check?
[05:50.20]对.您想兑换什么,是现钞还是旅行支票?
[05:53.62]A:I'd like to convert some francs into dollars.
[05:56.35]A:我想把法郎兑换成美元.
[05:59.08]Please tell me the procedure for opening a checking account.
[06:04.16]请告诉我开支票账户的手续.
[06:09.24]A:I'd like to open a checking account.
[06:11.47]A:我想开个支票账户,
[06:13.71]Please tell me the procedure for opening a checking account.
[06:17.73]请告诉我需要的手续好吗?
[06:21.75]A:Is there a service charge for the checking account?
[06:24.33]A:开支票账户要收服务费吗?
[06:26.90]B:Yes, but no charge for the savings.
[06:29.17]B要收的,但储蓄账户不收服务费.
[06:31.44]Could you tell me the current rate for sterling, please?
[06:36.53]您能告诉我现行的英国货币的兑换率吗?
[06:41.61]A:Can I help you?
[06:43.38]A:我能帮你吗?
[06:45.16]B:Could you tell me the current rate for sterling, please?
[06:47.78]您能告诉我现行的英国货币的兑换率吗?
[06:50.41]A:With pleasure.
[06:51.89]A:没问题.
[06:53.36]What kind of currency do you want?
[06:56.78]您要哪种货币?
[07:00.21]A:I'd like to exchange some francs.
[07:02.73]A:我想兑换一些法郎.
[07:05.25]B:What kind of currency do you want?
[07:07.27]B:您要哪种货币?
[07:09.30]A:Dutch guilders,please.
[07:11.06]A:荷兰盾.
[07:12.82]Would you mind giving me some dollars in tens and in fives?
[07:18.15]您能给我一些十美元和五美元的钞票吗?
[07:23.48]A:I'd like to exchange some francs for American dollars.
[07:26.00]A:我想兑换一些美元.
[07:28.52]B:What denominations would you like?
[07:30.65]B:要什么样的面值?
[07:32.78]A:Would you give me some in tens and fives?B:OK.
[07:35.46]您能给我一些十美元和五美元的钞票吗?可以.
[07:38.14]Can you tell me where the accounting department is?
[07:42.11]请问,会计科在哪儿?
[07:46.08]A:Can I help you?
[07:47.75]A:我能帮你吗?
[07:49.42]B:I'd like to see Mr. Addison.
[07:51.50]B:他在会计科.
[07:53.57]A:He's in the accounting department.
[07:55.85]A:他在会计科.
[07:58.12]B:Can you tell me where the accounting department is?
[08:00.40]B:你能告诉我会计科在哪儿吗?
[08:02.69]A:It's on the seccond floor.
[08:04.52]A:在二楼.
[08:06.35]What's the minimum deposit for opening a checking account?
[08:11.62]开一个支票账户的最低存款额是多少?
[08:16.90]A:Can you tell en the procedure for opening a checking account?
[08:19.63]A:您能告诉我开一个支票账户的手续吗?
[08:22.36]B:Sure,with pleasure.
[08:24.24]B:当然可以.
[08:26.12]A:What's the minimum deposit for opening a checking account?
[08:28.70]开一个支票账户的最低存款额是多少?
[08:31.27]B:It's $100
[08:33.15]B:100美元.
[08:35.03]Could you tell me my balance?
[08:39.21]能不能把我名下的节余金额告诉我?
[08:43.39]A:Good morning,sir.What can I do for you?
[08:46.03]A:早晨好,先生.有事儿吗?
[08:48.67]B:Could you tell me my balance?
[08:50.69]B:能不能把我名下的节余金额告诉我?
[08:52.72]A:Your account number, please.
[08:54.61]A:请把我的帐户告诉我.
[08:56.50]What's the difference between a savings account and a checking accoun?
[09:02.24]储蓄存款与支票存款有什么不同?
[09:07.97]Excuse me,can you tell me the difference between a savings account and a checking account?
[09:11.75]请您告诉我储蓄存款与支票存款有什么不同的好吗
[09:15.52]B:With pleasure.
[09:17.30]B:好的.
[09:19.07]I'd like to withdraw 200 dollars from my deposit account.
[09:24.85]我想从我的定期存款中支取200美元.
[09:30.62]A:Can I help you?
[09:32.36]我想从我的不定期存款中支取200美元.
[09:34.09]B:I'd like to withdraw 200 dollars from my deposit account.
[09:40.15]A:Please fill this slip first.
[09:42.28]A:请先把这张单子填上.
[09:44.41]Is it in yet?
[09:46.79]款到了吗?
[09:49.17]A:Good morning,sir.Can I help you?
[09:51.39]A:早晨好,先生.我能帮您吗?
[09:53.61]I'm expecting some money from New York.Is it in yet?
[09:56.48]我在等纽约寄来的钱.这笔款到了吗?
[09:59.35]A:Just a moment,please. Let me check.
[10:01.72]A:请稍等,我查一下.