商业计划书:财务分析

生产要用钱，投资要出钱，所以对于财务的分析实在是件大事，你得拿出有力的数据来争取投资者的同意。

第九讲：财务分析(financial projections)

财务分析应包括以下内容：

1． 展示财务现状；

2． 今后三年的发展预测；

3． 投资计划；

4． 财务预测：损益预测表、资产负载预测表、现金流量预测表；

5． 资本退出方式

现金流量预测表，例如：

Cash Flow Forecast

                                                            Last Year               This Year               Next Year

Beginning Cash Balance

Cash Receipts

    Collection of Receivables

    Interest Income

    Total Cash Receipts

Cash Disbursements

     Accounts Payable

     Payments of Other Expenses

     Income Tax Payments

     Total Cash Disbursements

Net Cash from (Used for) Operations

Sale of Stock

Purchase of Equipment

Decrease (Increase) in Funds Invested

Short-term Borrowings (Repayments)

Ending Cash Balance