房价上升与否的判断标准

Each housing market is regional and varies greatly from the other. Still, there are indicators home owners can rely on to see whether their home values are about to rise. Here are four.
每个住房市场都是区域性的，彼此之间存在着显著的差异。但房主还是可以根据一些指标去判断他们的住房是否会升值。以下就是可供参考的4个指标。

The Unemployment Rate 失业率

It's quite simple: Without a job, you can't buy a home.
这个道理很简单：没有工作，你就不可能买房子。

And as the unemployment rate rises, fewer individuals are capable of purchasing a home. That decreases the demand for homes, which drives prices down.
随着失业率上升，买得起房子的个人就更少。住房需求的降低会推动房价走低。

Also, see if local businesses are hiring and if large corporations are moving into the area. More jobs leads to more employees who end up increasing demand for real estate in the area.
此外，还可以看看当地公司是否正在招聘，大企业是否在迁至该地区。更多的工作岗位意味着更多雇员，这最终会提振该地区的房产需求。

Rising incomes 收入增长

House hunters who want to dig a little deeper can look at the average or median change in income among households in a particular neighborhood.
想再深入一点了解情况的潜在购房者可以看看某一街区家庭收入的平均变化或是变化中值。

At a minimum, confirm that incomes are being adjusted for inflation (or ideally rising). Homeowners who have stagnant or decreasing salaries may not have much cash left over after they pay their mortgage; as a result, they might not maintain their homes or stay on top of repairs, which could lower a home's value and even its neighboring homes' values.
至少应该确认这些收入是经过通货膨胀调整的（最好是在不断上升）。那些薪酬停滞或出现下降的购房者在支付了月供之后可能就没剩下多少现金了；因此，他们可能不会维修他们的房屋，或是听之任之；这会降低房屋的价值，甚至是临近房屋的价值。

Declining inventory 库存不断减少

In most areas where "For Sale" signs are common, home prices are far from recovery.
大多数频繁见到“房屋出售”标志的地区，房价距离回升还很远。

In general, when more than 2% of homes in a neighborhood are selling at the same time, inventory is high. As the number of homes for sale decrease, sellers have more leverage and a better shot at getting an offer close to their asking price.
总的来说，如果一个街区同时有超过2%的房子在挂牌出售，那么此地房屋库存量就很高。随着出售的房屋数量下降，卖房者就有更多的议价权，更有可能达成接近他们要价的交易。

Shrinking list-to-sales price ratios 售价折扣幅度缩小

Look at list-to-sales price ratios, which is the difference between the listing price of a home and the price at which it sold. If the price difference is shrinking for an area that suggests the real estate market is improving.
你可以看看房屋出售报价和实际售价之间的价差。如果某一地区这一价差不断缩小，那么就表明该地区房产市场正在好转。