租房的一代:英2/3年轻人放弃买房梦

　　Two in three people have given up their dream of owning a home, research shows.

　　调查显示，三分之二的英国人已经放弃买房梦想。

　　High prices, a shortage of homes and a mortgage droughtare being blamed for driving a change in expectations.

　　高房价、住房短缺和按揭贷款紧缩是造成这一期望转变的原因。

　　The credit crunchmeans that – as in Europe – future generations are more likely to rent their homes than buy them, researchers say.

　　研究人员称，在欧洲，信贷紧缩意味着未来几代人将更可能租房而不是买房。

　　The overwhelming proportion – 77 percent – of those aged 20-45 want to own a home, according to the Generation Rent report published today.

　　根据今日发布的“租房一代”研究报告，年龄在20岁到45岁之间的英国人有77%希望有自己的房子，占了绝大多数。

　　However, 64 percent of them believe they have no hope of ever doing so.

　　然而，64%的人认为他们永远也没希望实现买房梦想。

　　The claims are based on a survey of 8,000 young adults by the National Centre for Social Research (NatCen), which was commissioned by the Halifax.

　　这些结论是基于一项对8000名年轻人进行的调查做出的。该调查由金融机构哈里法克斯委托英国国家社会研究中心开展。

　　It found that 84 percent of potential first-time buyers are put off by a belief banks do not want to lend to them.

　　调查发现，84%的潜在首次购房者推迟购房是因为他们认为银行不会贷款给自己。

　　Some 92 percent see it as hard for first-time buyers to get a mortgage, with 60 percent saying it is very hard or impossible.

　　约有92%的人认为首次购房者要申请到按揭贷款比较困难，其中有60%的人称，要申请到按揭贷款十分困难或根本不可能。

　　And 67 percent believe there is little point in even applying.

　　67%的人认为就连申请本身都没什么意义。