今年回家不攀比:邻居只是看上去比你有钱

As families mature, houses get paid off and savings grow. Even if your children do go to the same school, their children are older, and they have a few years on you as well. Those could be years spent paying on their house and putting money in the bank.
随着家庭的成长，家里的支出会减少，存款会增多。即使你和邻居的孩子上的是同一所学校，只要他们家庭比你的家庭组建年数长，就会比你稍显富有。因为他们已经还了房贷，并且有银行存款了。

Imagine how much more freedom you would have without also having to manage your monthly mortgage.
想想如果没有月供，自己花钱能有多少自由度。

5. Their Lives Might be Plastic
5. 月光族有什么好羡慕的

Your neighbors might be disciples, worshiping the power of the plastic. While you are smart enough to understand the headaches of undisciplined credit, your neighbors might be living carelessly, buying short-term luxury today in exchange for a meager tomorrow.
或许你的邻居是一个月光族，崇尚及时享乐。当你理解到烂刷信用卡的恶果时，他们说不定还在浑浑噩噩地生活，今天买了奢侈品，明天就要喝西北风了。

6. They Know Where to Find Deals
6. 你懂得精打细算

I consider myself a connoisseur when it comes to finding great deals on groceries and kids clothing. Perhaps your neighbors also know something about finding deals on the things they need, freeing up more money for things they want.
我自认为是一个淘杂货和儿童衣服的行家。也许你的邻居也知道采购缺少的用品，只是钱要花得多一些。

7. They Pay for Their Immediate Wants First
7. 什么急就买什么

Your neighbors could also have more money than you do because they prioritize differently, and pay from their savings for projects that they want done.
你的邻居看起来比你有钱也可能是这个原因，他们分清事情的轻重缓急，只要是在计划之内的消费，就会拿出存款来。

While my neighbors may or may not make have more money than me, I don’t let it influence the way that I live. I spend money in the way that’s most important for my family, both for a better, more comfortable today, and for a brighter tomorrow.
邻居也许比我有钱，也许比我穷。但我不会让财富的差距影响自己的生活。我花钱的原则就是，对家庭有利，为了更好更舒适的今天，为了更光明的未来。