会赚钱≠会省钱：省钱帝的理财建议

Put the public library at the top of your entertainment category.
把公共图书馆作为首要的娱乐场所

Libraries are the forgotten goldmines of our society. The equivalent of a Ph.D. education in every field imaginable awaits within, and that's before you get into the latest fiction, movies and documentaries on DVD, music, magazines, nice people, and a generally classy and quiet place to relax or meet someone new. And kids love it there. And, it's free. How could this not be anyone's top choice for lifelong entertainment?
图书馆是我们社会里被遗忘的宝库。相当于所有领域博士教育的书籍在那里等着你。你还能看到最新的小说、存储在DVD上的电影和纪录片、音乐、杂志和友好的人。那里舒适安静，是休息和结识新朋友的好去处。孩子们也喜欢那里。而且那里是免费的。对于任何人来说，这怎能不是终身娱乐的最佳选择呢？

Use utilities efficiently.
有效使用各种设备

Cut your costs by thousands per year by challenging yourself to be just a bit less dependent on climate control (a cooler house in winter and a warmer one in summer). This also improves your physical fitness and expands the range of weather you can comfortably enjoy outside. When possible, hang clothes to dry instead of using the electric dryer, only wash things when they need it, replace your 20-year-old fridge, and use only CFL and LED light bulbs, and try a lower-flow showerhead. Insulate your house well and open any South-facing blinds and curtains during the winter.
减少对空调的依赖（冬天让屋里更冷，夏天让屋里更热），这每年能为你节省数千美元，还能改善你的健康，扩大你在室外觉得舒适的温度范围。在可能的情况下，把衣服晾干而不是用电动干衣机烘干，只在必要时洗衣服，换掉用了20年的冰箱，只用CFL和LED灯泡，换用水流量更小的淋浴喷头。好好地为你的房子隔热，在冬天时打开所有朝南的窗帘。

Bike more.
多骑自行车

The bike is an automatic life-balancing machine. A money-printing fountain of youth. The health and financial benefits can make the difference between “broke" and “millionaire.” within a few decades. And in many areas, you can travel 5-10 miles faster by bike than by car, because you are immune to traffic jams and can maintain a constant 20MPH without being bound to regular roads. Choose your house and job around bike transportation, rather than around the car.
自行车是自动的生命平衡器，对年轻人来说也是印钞机。健康和理财方面的好处能在几十年里产生“破产”和“百万富翁”之间的差别。在很多地方，自行车的行进速度能比汽车快，因为自行车不会受到交通拥堵的影响，能始终保持每小时20英里的速度，并且不会受到道路条件的限制。以自行车而不是汽车出行的便利度来选择你的住房和工作。

Look to Nature as your primary source of recreation and peace.
把大自然作为休闲和平和的首要来源

Even the best human-made tourist attractions and cities are nothing compared to what Nature makes available for free, 24 hours a day and 365 days per year. When you get out and soak it up, it brings unending entertainment and peace, because you're pressing your own biological health and happiness buttons. It is scientifically proven that every exposure to nature and plants improves health and focus.
即便是最好的人造旅游景观和城市也无法与大自然每年365天、每天24小时免费提供的美景相比。当你走出门，去欣赏大自然的景色时，它会为你带来无限的休闲和平和，因为你按下了自己的身体健康和幸福按钮。科学已经证明，每次身处大自然和植物之中都能改善健康和注意力。

Cut car use.
少开汽车

Ride a bike, walk, or run whenever you can, and use your car only as the last choice. By planning errands in advance (like "Wednesday evening is Car Errands Night"), you avoid making several trips daily. Most things can wait a few days, if you really think about it. If you're missing one key ingredient for a recipe, just write it down and make something else for dinner, etc.
尽量骑车、步行或跑步，只有在不得已时才使用汽车。事先计划好跑腿差事（例如“周三晚是开车跑腿之夜”），避免每天都开车跑几趟。如果你仔细考虑就会发现，大多数事情可以等几天再做。如果你忘记买做饭的重要食材，可以把它写下来，然后做其他菜来代替，等等。