你为啥没成百万富翁的7大原因

If you’re not a millionaire, don’t give up hope that you will become one someday. Take note of the reasons you aren’t a millionaire and resolve to make changes that will make a million dollars obtainable, even for the average person.
如果你现在不是百万富翁，请不要放弃日后成为百万富翁的的希望。找一找一下自己没成为百万富翁的原因，并下定决心做出改变。即便是对普通人而言，拥有百万美元也是有可能的。

1. You’re Not Your Own Boss
你不是自己的老板

Although there’s no guarantee that self-employment will earn you a million dollars, it’s really unlikely that working for someone else will get you there either. There are very few jobs that pay million dollar salaries.
虽然单干不能保证会让你赚到百万美元，但为他人工作让你赚到百万美元却是不现实的。能靠薪水赚到百万美元的工作少之又少。

Don’t quit your day job tomorrow to launch a business, however. Instead, consider keeping your day job while you start a business on the side. You’ll have the security of your current salary along with an opportunity to create a business where you can earn extra cash.
但是，不要明天就辞职去创业。而是一边上班，一边考虑创业。你会在当前薪水的保障下，拥有一个能赚外快的创业机会。

2. You Avoid Taking Risks
你避免承担风险

People don’t become millionaires without taking any risks. Taking a risk doesn’t mean you need to invest all your money into a single investment or that you need to gamble earnings foolishly.
不承担风险的人是不会成为百万富翁的。承担风险不是指你要把所有的钱都投资到一个地方，或愚蠢地把薪水都赌上了。

However, taking calculated risks is often part of good money management. No one gets rich on the interest they earn from the bank. Instead, millionaires know how to invest their money wisely.
然而，承担预期风险往往是良好资金管理的一部分。没人能从银行赚取利息而致富。而百万富翁则知道如何明智地投资。

3. You Never Act on Your Good Ideas
你从来没去实现自己的好点子

It’s one thing to come up with million dollar ideas, but a completely different thing to act on them. If you are more a dreamer who never puts his money where his mouth is, you’ll never get rich. Millionaires don’t sit around and watch others advance in life. They take action to help them reach their goals.
想出百万美元的点子是一回事儿，去实现则是完全不同的另一件事儿。如果你更多的是梦想家，只说不做，那你是不会致富的。百万富翁不是坐在那里看着他人在生活中前进。百万富翁会采取行动帮助他们实现目标。