网贷加快接入征信体系

Oversight of online lending
网贷加快接入征信体系

China will accelerate the process for the inclusion of credit information about online lending in its credit reference system to improve the institutions of joint punishment for dishonest borrowers, a regulatory official said. By the end of August, more than 200 online lending platforms had been connected to systems of the Credit Reference Center of the People's Bank of China, the central bank, and Baihang Credit, China's first licensed personal credit agency, said Feng Yan, deputy director of the China Banking and Insurance Regulatory Commission's Financial Inclusion Department, on Monday.
银保监会普惠金融部副主任冯燕9月14日表示，我国将加快推进网贷信用信息纳入征信系统进程，完善失信借款人联合惩治机制。冯燕表示，截至8月末，已有200余家网贷机构接入央行征信系统和百行征信系统。百行征信是我国首个获得授权的个人征信机构。

The CBIRC has made remarkable achievements through special rectification of risks associated with internet finance.
冯燕说，互联网金融风险专项整治工作开展以来成果显著。

The number of online lending platforms still operating was 15 at the end of August, down 99 percent from the beginning of 2019.
截至8月末，全国在运营的网贷机构剩余15家，较2019年初下降99%；

During the same period, the outstanding balance of this type of loans fell 84 percent, while the number of lenders declined 88 percent and the number of borrowers went down 73 percent, Feng said.
借贷余额下降84%；出借人下降88%；借款人下降73%。