不公平的汽车事故保险

短语讲解：

1. He was asked to pay for the insurance based on the price of his new car.

pay for为…付钱
例句：I have to pay 150 dollars for the sewing machine.
我得花150美元买这台缝纫机。
base on使建立在…基础上,立足
Action should be based on solid facts.
行动应有确凿的事实为依据。

2. As for the remaining 90,000 yuan, the insurance company said they wouldn't be responsible for that, which means you are paying some insurance costs without anything in return.

be responsible for为…负责,形成…的原因
例句：She is my child, and I am responsible for her.
她是我的孩子,我对她负责。
in return作为报答
She presented me a dictionary in return. 
她送给我一本词典作为答谢。

3. As a result we have paid 100 million extra over eight years.

as a result结果, 因此
例句：There was a substantial growth of industry and foreign trade increased as a result.
由于工业的大发展, 对外贸易也发展了。

4. It's expected that the revisions will focus on the unreasonably high insurance costs and low compensation payouts.

focus on集中于，致力于
例句：Today we're going to focus on the question of homeless people.
今天, 我们主要讨论无家可归者的问题。

5. The China Insurance Regulatory Commission recently released a draft policy on commercial vehicle insurance, saying that the auto insurance costs should be calculated based on the real value of the car, rather than the purchase price.

rather than (要)…而不…, 与其…倒不如…; 而不是
例句：They thus increased their annual grain production rather than diminished it.
他们这样增加了而不是减少了粮食年产量。