利息升高 首套房首付比例下降

短语讲解：

1. On the special conditions, some customers will be entitled to a 10% discount on first home loan rates.

entitle to赋予…做(某事); 拥有…的权利
例句：They are entitled to enjoy many advantages and privileges.
他们有资格享有许多优惠和特权。

2. I think both the deposit-reserve ratio and the interest rate will probably be reduced in 2012. That means the banks are supposed to lend more loans in a relatively relaxed environment and provide some discounted loan rates.

be supposed to应该,被期望
例句：Hobbies are supposed to be relaxing.
业余爱好应该是令人放松的。

3. The five-year benchmark mortgage loan rate has hit 7.05 percent, up from 6.4%. The latest interest rate hike took effect on the New Year's Day.

take effect生效, 奏效
例句：The prescribed medicine failed to take effect.
医生开的药没有见效。

4. That means people will have to pay more for their mortgage loans now.

pay for为…付钱
例句：I have to pay 150 dollars for the sewing machine.
我得花150美元买这台缝纫机。

5. Now a rising number of home buyers are considering whether they should pay off their loans earlier.

pay off付清, 还清
例句：You must pay off your old loan before you can obtain a new one.
你必须还清旧账, 然后才能再借款。

6. Gao Qiming, an officer in the Industrial and Commercial Bank of China, says although the mortgage loan rate has surged, for home buyers who are tight on capital it's not worthwhile repaying the loans in advance.

in advance预先, 事先
例句：There is no reason that you shouldn't tell them in advance when you are going.
你没理由不事先告诉他们你打算要走。

7. Compared to other personal loans, the loan rate for home buyers is low.

compare to与…相比
例句：The writer was compared to Shakespeare.
把这个作家与莎士比亚进行了比较。

8. So it's not suitable for them to pay off loans ahead of time.

ahead of在…之前
例句：She left one day ahead of him.
她是在他离开的前一天离开的。

9. They have been waiting for the loans due to the tight lending quota last year.

wait for等待, 等候
例句：I've been waiting for the bus for half an hour.
我等车已等了半个小时了。
due to由于，因为
例句：Her absence is due to illness.
她因病缺席。