如何才能花钱花的少 日子过得好

How To Live Well For Less

Live Well For Less. Top tips on the best ways to cut your living costs, from changing your shopping habits to changing how you spend your free time. A video for those on a budget!

Step 1: Travel（尽可能步行）

One of the best ways to cut your living costs is to get rid of the car. Walk or cycle to work. If you have to drive, get a car that has a low petrol consumption. If you commute to work or do the school run by car, team up with neighbours to share the journey and the cost. You can also save on public transport fares by travelling off-peak, outside the rush hour.

Step 2: Shop locally（在家附近购物）

You may think that going to supermarkets and chain stores are the cheapest way to shop, but try visiting your local market stall, as lower overheads should mean lower prices. Using local stores and markets will also support your local community.

Step 3: Shop online（网购也是不错的选择）

Carry out research on the internet for the best bargains, before you go out to buy something. Price comparison websites such as pricerunner.co.uk will help you find the lowest prices even if you don't end up buying online. Online grocery shopping will also save you time and travel costs.

Step 4: Cancel your gym membership（注销健身房会员资格）

If you don't use your gym regularly cancel your membership immediately. Even if you do, it's easy to exercise for free. Try running home from work. You'll soon save enough money to buy an exercise bike or even a rowing machine.

Step 5: Use your library（用当地的图书馆）

Don't waste your money buying books if you've got a local library. They're not only good for borrowing novels - they also stock cookbooks, guidebooks, CDs and videos. Visit Whichbook.net to find a book and check whether it's available at your local library.

Step 6: Take up a money-saving hobby（培养花钱少的兴趣爱好）

With a bit of thought and creativity you can find a hobby which is both interesting and cheap to do. Rather than going to the pub, try something new. Take up painting or go fishing. If you prefer going to the theatre or a concert, you can save money by buying the tickets when they first go on sale.

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For more financial advice visit www.thisismoney.co.uk