昂秀英语口语对话想聊就聊第8章：6.1 保险咨询

W: May I ask you a few questions about insurance?

M: Yes.

W: Now we've given a CIF Shanghai price for some steel plates. What insurance rate do you suggest we should get?

M: Well. Obviously, you won’t want All Risks cover.

W: Why not?

M: Because they aren’t delicate goods and won’t likely be damaged on the voyage. FPA will be good enough.

W: Then am I right in understanding that FPA doesn't cover partial loss for the nature of particular average.

M: That's right. On the other hand, a WFA policy covers you against partial loss in all cases.

W: Are there any other clauses in marine policies?

M: Oh, lots of them. For instance: War Risks, TPND and SRCC.

W: Well, thank you very much for all that information. Could you give me a quotation for my consignment now?

M: Are you going to make an offer today?

W: Yes. My customer is in urgent need of the steel plates.

M: Ok, I'll get this rate right away.

W: Thank you.

W：能问你几个有关保险的问题吗？

M：可以。

W：我们现在给一些钢板报了到上海的CIF价格，你建议我们应该保哪种险？

M：好的，很明显你们不用上全险。

W：为什么不用。

M：因为它们不是精巧的商品，而且在海运过程中不容易被损坏，FPA就可以了。

W：那我是不是可以这样理解：FPA不承保单独海损性质的部分损失？

M：是的，相反，WPA承保在各种情况下发生的部分损失。

W：海运保险里还包括其他款项吗？

M：哦，很多！比如，战争险，盗窃和提货不着险。

W：好的，谢谢你所提供的信息，你现在能给我的这批货报价吗？

M：你今天就下单吗？

W：是的，我的客户现在急需钢板。

M：好的，我马上就去拿价格表。

W：谢谢。