盘点那些得不偿失的省钱习惯

Buying in Bulk

留出资金用于紧急情况或用于将来肯定是一个好主意，但你也得想办法让它升值（且长期升值速度要快于通货膨胀）。

Big box stores like Costco are great for large families, but the average person might not really benefit from shopping in mass quantities. "Before buying seventeen pounds of dried pasta, be sure to break down the per ounce price,” says certified credit counselor Michelle Kuehner. “Plus, keeping it on the shelf for too long could hinder the cooking outcome — it might be gummy or take longer to prepare." Not to mention it can spoil, meaning that you've actually lost money while trying to save.

在过去，定期存款账户(savings account)的利息率高于活期存款账户(checking account)。但现在不是这样了。对于应急储蓄，屈纳建议登陆DepositAccounts.com查看当前活期存款利率列表，以及获得更高利率需要存入的最低额度。