盘点那些得不偿失的省钱习惯

Overspending to Get Credit Card Rewards

为获得信用卡奖励而多花钱

While many of us know that having a credit card that offers rewards comes with perks like cash back, airline miles, and free hotel stays, that doesn't mean it's worth racking up a bigger monthly balance just to reap those benefits. "If you spend $50 on a credit card to get the three percent cash back, you're not saving any money," Kumok says.

虽然我们很多人都知道拥有一张提供奖励的信用卡可以享受返现、航班里程积累、免费酒店住宿等好处，但这并不意味着仅仅为了获得这些好处就值得增加每月的开销。库莫克说：“如果你为了获得3%的返现而用信用卡花了50美元，这根本就不是省钱。”