金融英语口语 8.Opening a Current

[00:00.00]New Words
[00:00.72]新单词
[00:01.44]broke       adj.
[00:02.00]一个钱也没有了，破产了的
[00:02.56]penniless      adj.
[00:03.32]身无分文的，穷的
[00:04.08]overdraft    n.
[00:04.87]透支
[00:05.67]grant    n.
[00:06.24]补助，拨款
[00:06.82]embassy    n.
[00:07.67]大使馆
[00:08.52]Phrases & Expressions
[00:09.70]短语
[00:10.89]by the way
[00:11.70]顺便说，附带说说
[00:12.51]not again
[00:13.23]有“不再”，“不可能再是这种情况吧”等意
[00:13.95]in the black
[00:14.69]在银行有存款余额
[00:15.44]in the red
[00:16.08]在银行已无存款余额
[00:16.72]A:Hi, Lao Li. How are you?
[00:17.99]艾比：嗨，老吕，你好吗？
[00:19.25]L:Fine. Thank you. How are you?
[00:20.86]吕：很好。谢谢，你好吗？
[00:22.47]A:Not bad. Er, Lao Li, I wonder whether I could ask you a favor?
[00:25.55]艾：也很。呃，老吕，我想请你帮一个忙，行吗？
[00:28.63]L:Go ahead.
[00:29.20]吕：请说吧。
[00:29.78]A:Well, you see... I'm broke. Do you think you could lend me some money until next Friday?
[00:32.93]艾：好，你知道....，我没有钱啦。你能否借点钱给我？我星期五还你。
[00:36.08]L:I'd like to help you, Abbey, but I'm a bit short myself.
[00:38.26]L：我很愿意帮助你，艾，可是我自己也手头拮据。
[00:40.44]I've only got￡10 to last me until the end of the week. I am sorry.
[00:43.18]我只有10英镑，却要维持到本周末。非常抱歉。
[00:45.92]A:Never mind. It can't be helped. By the way, have you opened an account yet?
[00:48.68]艾：没关系。你也是爱莫能助。顺便问一下，你开立银行帐户了吗？
[00:51.44]L:No, not yet.
[00:52.43]吕：还没有。
[00:53.42]A:It looks like I'll have to borrow some money from the bank. Why don't you come with me?
[00:56.53]艾：看起来我只得向银行借款了。和我一起到银行去好吗？
[00:59.64]L:Yeah, I think I will.
[00:59.14]吕：好，一起去吧。
[01:00.70]Bank Clerk:Good morning, Miss Abbey. We haven't seen you for a while.
[01:02.43]银行职员：艾比小姐，早上好，有些日子没有见到你了。
[01:04.15]A:Yes, it seems that I only visit you when I'm penniless.
[01:05.76]艾：是的，看起来我只有在身无分文的情况下才来找你的。
[01:07.36]Clerk:Not again!
[01:07.96]银行职员：今天不会再是这种情况吧！
[01:08.56]A:I'm afraid so. Do you think the bank could lend me￡20 until my grant comes through next week?
[01:11.74]艾：恐怕还是这样。银行能否借给我20英镑，等下周我的助学金汇到后还你们？
[01:14.91]Clerk:But you already have an overdraft, Miss Abbey. In fact, your account is very rarely in the black for long.
[01:18.18]银行职员：可是你已经透支了，艾比小姐。事实上，你的帐户长期以来很少有存款余额。
[01:21.44]A:Do you think I could speak to the bank manager?
[01:22.58]艾：你看我能和银行经理当面谈一下吗？
[01:23.72]Clerk:Just a moment. I'll see if he's free.Miss Abbey, would you come this way, please?
[01:26.98]银行职员：请等一会儿。我去看一下他是否有空。艾比小姐，请这边走。
[01:30.25]Our manager will see you now.
[01:31.29]我们的经理现在可以见你。
[01:32.34]A:Wish me luck, Lao Li.
[01:33.26]艾：老吕，祝我走运。
[01:34.19]L:Good Luck!
[01:34.90]吕：祝你好运气。
[01:35.60]Clerk:What can I do for you?
[01:36.75]银行职员：我能为你效劳吗？
[01:37.90]L:I'd like to open an account.
[01:39.22]吕：我要开立一个帐户。
[01:40.54]Clerk:A deposit account or a current account?
[01:42.13]银行职员：存款帐户还是往来帐户？
[01:43.72]L:Er, I'm not sure. You see, I have monthly remittances sent to me from China and I'd like to have the money paid into an account.
[01:48.58]吕：哦，我也拿不定主意，你知道，中国每个月有电汇寄给我，我要把它存入帐户。
[01:53.44]Clerk:Then you'd better open a current account.
[01:54.80]银行职员：那么你还是开立往来帐户为好。
[01:56.16]The bank will give you a cheque book and you can take money out when you like.
[01:58.71]银行将给你一本支票薄，你随时可以取出存款。
[02:01.25]L:Fine. What do I have to do?
[02:02.45]吕：好的，我该办些什么手续呢？
[02:03.66]Clerk:Just fill in this form. Could you print your name and address in capital letters,please
[02:06.58]银行职员：只要填一下这张表格。请用大写印刷体写下你的名字和地址....
[02:09.51]... and give me a specimen signature here?
[02:11.06]并请留下签字样板。
[02:12.62]L:What?
[02:13.24]吕：什么？
[02:13.87]Clerk:Could you sign here, please? Thank you.
[02:15.37]银行职员：请在这里签字。谢谢。
[02:16.87]It will take a few days for your cheque book to arrive.
[02:18.74]支票薄要过几天才能领取。
[02:20.61]We'll contact you as soon as it comes.
[02:22.09]到时候我们会通知你的。
[02:23.56]You can inform your embassy of your account number so that your money can be transferred directly.
[02:26.83]同时你就可以把你的帐号告诉贵国大使馆，以便将钱直接划入。
[02:30.09]By the way, do you have any means of identification on you?
[02:32.47]顺便问一下，你是否带有身份证明文件？
[02:34.85]L:Will my passport do?
[02:35.92]吕：我的护照可以吗？
[02:36.99]Clerk:Sure.Thank you very much, sir. You'll be hearing from us soon.
[02:39.97]银行职员：当然可以。非常感谢，先生。我们会很快通知你的。