金融英语口语 18.Insurance

[00:00.00]New Wors
[00:00.74]新单词
[00:01.49]load     v.n.
[00:02.14]载货，货物
[00:02.80]lorry    n.
[00:03.34]运货大卡车
[00:03.89]hi-jack         v.
[00:04.56]劫
[00:05.22]write-offs    n.
[00:05.73]废物
[00:06.24]gang     n.
[00:06.90]一群坏人
[00:07.55]brake    n.
[00:08.15]刹车
[00:08.75]steep      adj.
[00:09.26]陡峭的(损失)
[00:09.77]cover       v.
[00:10.48]被赔偿(损失)
[00:11.18]blanket      adj.
[00:11.78]全套的
[00:12.38]underwrite      v.
[00:13.00]承保
[00:13.61]jam    v.
[00:14.21]挤碎
[00:14.81]salvage     v.
[00:15.56]抢救
[00:16.30]repaint       v.
[00:17.07]重新油漆
[00:17.84]dent     n.
[00:18.44]凹处
[00:19.04]Phrases & Expressions
[00:21.42]vehicle insurer
[00:22.69]车辆保险局
[00:23.95]filing cabinet
[00:24.88]文件柜
[00:25.81]firm of adjusters
[00:26.88]调解人公司，估价公司
[00:27.95]make the claim
[00:28.81]提出索赔要求
[00:29.68]W:Good morning, Mr. Martin. Are you looking for me?
[00:31.27]怀：早上好，马丁先生，您找我吗？
[00:32.86]M:Yes. Have you heard any more about our lorries?
[00:34.73]马：是的。我们的货车有什么新消息吗？
[00:36.60]W:Yes. The vehicle insurances say the lorries are complete writeoffs.
[00:39.05]怀：有的，车辆保险局说两辆货车完全没用了。
[00:41.51]The gang took the brakes off and let them go over the side of a steep hill.
[00:43.52]那伙歹徒把刹车卸掉，让车从悬崖上滑下去。
[00:45.53]M:I hope we are covered all right.
[00:46.65]马：我希望保险索赔没问题。
[00:47.78]W:Yes, we are.
[00:48.39]怀：没问题。
[00:49.01]M:What about our office desks and filing cabinets in the lorries?
[00:51.40]马：那我们货车上的办公桌和文件柜呢？
[00:53.79]W:Well, now, apparently, the insurance of the load is not so simple.
[00:56.53]怀：嗯，现在，很明显，车上货物的索赔可不那么简单。
[00:59.27]I informed our insurance brokers as soon as the theft was reported.
[01:01.48]我一知道劫车的事就通知了我们的保险经纪人。
[01:03.69]As you know, all goods delivered for us within the country are covered by a blanket insurance policy.
[01:06.61]您知道，所有在国内运输的货物，我们都保了综合险。
[01:09.54]M:Who underwrote the policy? Lloyds, wasn't it?
[01:11.17]马：向谁保险，是劳埃德保险公司吧？
[01:12.80]W:Yes, we are insured with a syndicate of Lloyds underwriters.
[01:15.00]怀：是的，一家劳埃德联合企业，
[01:17.19]Someone from a firm of adjusters is going up to inspect the damaged goods tomorrow and give an opinion about their values.
[01:20.54]调解公司要派一个人明天察看车上受损的货物，好报一个索赔数。
[01:23.88]M:Well... What's the problem? They won't make any difficulty about paying up, surely?
[01:26.71]马：噢．．．有什么问题吗？他们不会不乐意赔偿吧？
[01:29.55]W:Well, it could be difficult. Our insurers seem to think the desks and chairs may not be too badly damaged.
[01:33.23]怀：可能有点儿困难。我们的保险商似乎认为那些桌椅损伤得不厉害。
[01:36.91]M:I think someome from the factory ought to go up and give us an opinion of the damage.
[01:39.66]马：我认为我们该派个人去，看看东西受损程度如何。
[01:42.40]I'd like to go up there and have a look.
[01:41.90]我还是自己去看看吧。
[01:43.80]G:So your factory is making the claim?
[01:45.31]格：那么是你们厂要求保险赔偿的？
[01:46.81]M:Well, let's have a look. I was warned the lorry doors might have been jammed.
[01:49.50]马：是的，我们看看吧。有人告诉我们都被压瘪了。
[01:52.19]G:I don't think these filing cabinets are too badly damaged.
[01:54.21]格：我认为这些文件柜坏得不是很厉害。
[01:56.24]I think it should be possible to salvage the lot.
[01:57.88]其中大部分都可以修修再用。
[01:59.53]These dents could be quite easily knocked out, and these desks could be repainted.
[02:02.61]这些凸出来的地方可以轻而易举的敲掉，还有这些桌子可以再漆一遍。
[02:05.69]M:Oh, I don't think I agree, Mr. Green. Look at this chair,
[02:07.44]马：噢，我不赞成您这么说，格林先生。看看这把椅子，
[02:09.19]it's a complete write-off. We would never be able to repair that.
[02:11.55]完全都不能用了，我们怎么也不可能修好它了。
[02:13.90]And the filing cabinets. Look at them. They must have been under water for some time.
[02:16.63]还有这些文件柜。看看吧，它们肯定泡在水里好一阵子了，
[02:19.36]They would have to be stripped down and completely repainted.
[02:21.43]得把老面全部刮掉，完全重新漆一遍。
[02:23.51]G:H'm, well, I think I might recommend payment of... seventy-five percent of the insured value.
[02:27.69]格：嗯,，这样，我想我可能会建议赔偿----保险价值的75%。