在中国蓬勃发展的小额消费贷款

短语讲解：

1. He's been longing for an iPhone for some time, but his budget does not stretch to the 4000 yuan plus price tag.

long for渴望; 羡慕
例句：People are longing for peace.
人民渴望和平。
price tag价格标签

2. Xiao Zhang feels that this method of payment is very suitable for his situation.

be suitable for适合
例句：This book is suitable for teenagers.
这本书适合青少年。

3. I didn't expect to be able to apply for a loan so quickly.

apply for申请
例句：I made up my mind to apply for a scholarship.
我决定申请奖学金。

4. He doesn't have to offer a mortgage guarantee nor does he need to worry about overdrawing on his credit card.

worry about担忧, 烦恼
例句：He worried about how to make his living.
他为如何谋生发愁。

5. Manager Yuan Yaozhang works for the Bank of Beijing Consumer Finance Company.

work for受雇于
例句：How long have you been working for this firm?
你为这家公司效力多久了?

6. After a period of time running their business, they can apply for loans from commercial banks based on their market performance.

base on使建立在…基础上
例句：My opinions are based on facts.
我的看法是根据事实的。

7. In the future, we will not only focus on urban consumption services, but will also try to reach the suburban areas.

focus on集中于，致力于
例句：Many firms are focusing on increasing their markets overseas.
许多商行都专注于扩大国外市场。

8. In European countries and Asian countries like Japan, consumption financing companies take up 30 percent of the individual loan market, alongside loan services from credit cards and commercial banks, provided for the purpose of individual consumption.

take up占去
例句：This thing takes up all my attention.
这件事占用我所有的注意力。
provide for规定
例句：The agreement provided for a cease-fire.
协议规定停火。

9. But in China, such business are only now beginning to pick up momentum.

pick up拾起, 捡起; 抬起’ 好转; 恢复
例句：Trade has been slack for the past six months, but it is now picking up.
在过去六个月中贸易一直不景气, 但现在状况正在好转。