奥巴马经济复苏计划的4步骤

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So here's on my planned works.

First, we will make it possible for an estimated 4 to 5 million currently ineligible homeowners who received their mortgages through Fannie Mae or Freddie Mac to refinance their mortgages at lower rate.

The second thing we are gonna do under this plan is we will create new incentives, so that lenders work with borrowers to modify the terms of sub-prime loans at risk of default and foreclosure.

There's a third part of the plan, we will take major steps to keep mortgage rates low for millions of middle-class families looking to secure new mortgages.

Fourth, we will pursue a wide range of reforms designed to help families stay in their homes and avoid foreclosures, and my administration will continue to support reforming our bred... bankruptcy rules, so that we allow judges to reduce home mortgages on primary residences to their fair market value as long as borrowers pay their debts under court ordered plans.

GLOSSARY

1.         ineligible                       adj.不合格的           

2.         Fannie Mae                     范尼梅(美国俚语,指“联邦全国抵押协会FNMA”)          

3.         Freddie Mac                    美国联邦住房贷款有限公司              

4.         refinance                        vt.再为...筹钱, 再供...资金         

5.         sub-prime loans                次级贷款                  

6.         default                          n.拖欠 不履行       

7.         foreclosure                      n.丧失抵押品赎回权, 排斥          

8.         mortgage rates                  抵押贷款率                

9.         a wide range of                   adj.各种各样的,大片的               

10.       bankruptcy rules                  破产法               

11.       primary residences             主要住宅 A person's primary residence is the dwelling where they usually live, typically a house or an apartment.