经济学人下载:FARC的银行账户:资本主义101(1)

The Americas
美洲

Banking for the FARC: Capitalism 101
FARC的银行账户：资本主义101

Guerrillas who used to rob banks are now opening accounts.
曾经抢银行的游击队员现在也开了银行账户了

During their decades-long war against the Colombian state, the supposedly pro-peasant guerrillas of the FARC were fond of bombing and torching branches of Banco Agrario in remote parts of the country.
据说是支持农民的游击队——哥伦比亚武装力量，在与哥伦比亚政府抗争了几十年之后，最近在国家偏远地带的Agrario银行投放炸弹、纵火。

A state-owned bank lending to farmers and rural-development projects, it was a tempting target on two counts: attacks were a blow against the state, and they often yielded sackfuls of cash.
一个国有银行向农户和农村发展项目贷款，从两方面来讲这都是件诱人的事情：第一，国家在此前的袭击中备受打击；第二，他们经常从中赚得盆满钵满。

With the ratification of a peace accord between the government and the FARC last year, the terrorist-target relationship is becoming more of a customer-company one.
自从去年政府和FARC之间达成了和平协议之后，两者之间的关系从“恐怖分子和袭击目标”变成了“顾客和商家”。

After laying down their arms, more than 7,000 FARC guerrillas are opening bank accounts and picking up debit cards, many for the first time.
有超过7000名FARC游击队成员在缴械之后开通了银行账户，拿到了信用卡，这其中有很多人是第一次和银行有金融来往。

As part of their integration into law-abiding society, they are to receive from August a monthly stipend of 663,945 pesos ($220).
从8月之后，他们的安分守己能够换来每月663，945比索（合220美元）的创业金补贴。

Each person will also get a one-time payment of 2m pesos to start a business.
此外，每人还能一次性得到两百万比索的创业基金。

The government has designated Banco Agrario, which has reopened dozens of bombed-out branches over the past decade, to take the lead in opening accounts for the ex-fighters.
而在过去几十年间遭到炸弹袭击又重新恢复生气的Banco Agrario，将被国家指定为给这些人开户的主要力量。

Colombian banks have experience of catering to reformed irregulars.
哥伦比亚银行已经习惯给向“浪子回头”的人妥协了。

They opened accounts for 30,000 right-wing paramilitary fighters who demobilized between 2003 and 2005.
他们给3万名在2003到2005年间遭到遣散的右翼非法军事人员开了账户。

But many of these were city-based and had banking histories.
但是这些人都是城市人口，并且有过和银行往来的经历。

Most FARC fighters, by contrast, have never left Colombia's backwaters or handled money other than cash.
相反地，大多数的FARC战士从来都没有放弃自己的国籍和立场，他们中很多人除了现金，也没有过其他金融往来。

Banco Agrario is leading workshops to teach them the basics of personal finance.
Banco Agrario是教这些人个人基本财务常识的主要力量。

The FARC's new bankers have to be careful.
这些来自FARC的银行“新人”们可要当心。